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Term Life Insurance, Liberty and the Pursuit of Happiness

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Term Life Insurance and the Fourth of JulyFireworks are synonymous with the Fourth of July and many people enjoy setting some off to celebrate America’s Independence. While fireworks are a great way to celebrate, they can also be quite dangerous. Fireworks can reach temperatures of 2,000 degrees Fahrenheit and can result in burns, scars and disfigurement that can last a lifetime. There is a one in 652,046 chance that you may die from an accident involving fireworks. While the chances might be slim, the possibility of unexpected death prompts many people to consider term life insurance. With the Fourth of July celebrations right around the corner, it’s a good idea to have a term life policy in place and to take the time to read over the following safety guidelines from the National Council of Fireworks Safety.

 

  • Always read and follow label directions.
  • Have an adult present.
  • Buy from reliable sellers.
  • Use outdoors only.
  • Always have water handy (a garden hose and a bucket).
  • Never experiment or make your own fireworks.
  • Light only one firework at a time.
  • Never relight a “dud” firework (wait 15 to 20 minutes and then soak it in a bucket of water).
  • Never give fireworks to small children.
  • Store fireworks in a cool, dry place.
  • Dispose of fireworks properly by soaking them in water and then disposing of them in your trashcan.
  • Never throw or point fireworks at other people.
  • Never carry fireworks in your pocket.
  • Never shoot fireworks in metal or glass containers.
  • The shooter should always wear eye protection and never have any part of the body over the firework.
  • Stay away from illegal explosives.


During the 30 days surrounding the Fourth of July, fireworks send about 1,900 injured people to U.S. emergency rooms and children age 15 and younger account for 40 percent of the injuries. Firecrackers are the most common type of firework resulting in injuries, but sparklers and rockets also account for several injuries. Hands and fingers are the most common body part injured by fireworks, followed by eyes and legs. While shooting off fireworks is a popular way to celebrate the Fourth of July, it might be best to attend a public fireworks demonstration in your area and leave it to professionals. If fireworks are going to be part of your holiday gathering, take extra care to see that fellow patriots are kept at a safe distance and that the fireworks are handled safely.

                                                                   
Even if you are taking every possible safety precaution, accidents can happen. It would be unfortunate for this fun-filled holiday to be ruined by injury or death. Be sure to protect your life, liberty and pursuit of happiness this Independence Day by following proper firework safety precautions and purchasing term life insurance.

 

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