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Monthly Archives June 2012

Fine Art Remains Intact Thanks to Relocation Insurance Group

Relocation Insurance Group offers a variety of relocation insurance programs including Fine Art Moving Insurance. Relocation Insurance Group is one of the few relocation insurance agencies to offer such a service. Relocation Insurance Group believes such insurance is imperative for those moving their fine art pieces for a variety of reasons.

The Fine Art Moving Insurance program specializes in the unique insurance requirements for relocation of high-end fine art and antiques. Relocation Insurance Group possesses the experience, underwriting skills, and attention to detail needed to insure irreplaceable items for galleries, auction houses, museums, private collectors, and interior decorators.

Relocation Insurance Group understands how stressful it can be to move high-value goods, yet the agency provides its customers with the appropriate insurance to protect their artwork. The Fine Art Moving Insurance program protects customers’ goods against damage or loss. Furthermore, Relocation Insurance Group recommends its customers obtain an appraisal for their artwork and understand that most homeowners’ insurance policies do not cover fine art while being moved or while held in storage.

The Fine Art Moving Insurance Web site,, offers a full line of fine art insurance options that include: all risk coverage, named perils coverage and total loss. These options are offered for local, intrastate, interstate, and international relocations.

In conclusion, no other insurance agency offers a service similar to the Fine Art Moving Insurance plan. Fine Art Moving Insurance specializes in the unique insurance requirements of high-end relocations of fine art and antiques. The Fine Art Moving Insurance option protects customers’ goods against damage or loss.

For additional information, interview and image requests contact VirtuosOnline.

Harrington Moving & Storage Participated in the 11th Annual Maplewood MayFest Event


Local moving and storage company Harrington Moving & Storage participated in the 2012 Maplewood MayFest on Springfield Avenue Event that was held on May 20.

The smells of kettle corn and broiled chicken filled the air on May 20 as local residents and visitors flocked to the 11th Annual Maplewood MayFest on Springfield Avenue Event. The event was presented by Walgreens and was sponsored by many local businesses including Harrington Moving & Storage, a New-Jersey moving company.

The festival, hosted by Springfield Avenue Partnership, is held every year on Springfield Avenue to bring visitors to the district so they become familiar with the area’s wide range of activities.

“The 11th annual street festival serves to better inform locals and visitors of the district’s shopping, dining and service opportunities,” event organizers said. “The event also gives our district businesses an opportunity to introduce themselves to the public.”

This is the first MayFest event Harrington Moving sponsored. Throughout the event Harrington Movers maintained a booth, handed out free balloons and displayed one of their colossal moving trucks.

“Our movers had a great time, we interacted with locals and visitors, exhibited our truck and had fun,” said Jeff Harrington, owner and founder of Harrington Moving & Storage.

Harrington was one out of many local businesses who offered to sponsor the event and participate in the street festival. Festival organizers estimated the fair attracted between 4,000-to-5,000 visitors.

“It was a great success, the music was good, there was plenty of food and attractions to keep the fair going,” Harrington said.

The 11th Annual MayFest event included a petting zoo with four ponies to ride, a kiddie train, inflatable rides, a balloon animal maker and plenty of other enjoyable activities for children. Furthermore, the event displayed more than 100 vendors, artists, crafters and civic associations.

“We will definitely return to the fair next year, the MayFest event is considered Maplewood’s most anticipated community events,” Harrington said. “We always strive to reach out and participate in the community.”

More About Harrington Moving & Storage
Harrington Moving & Storage was founded in 1996 by Jeff Harrington and is considered a leader in the New Jersey moving and storage industry. Furthermore, Harrington Moving consists of a highly trained staff who have undergone extensive background checks to ensure the company continues to provide stellar service. Harrington has received an A+ rating with the Better Business Bureau and is a proud member of the American Moving & Storage Association. Moreover, Harrington is recognized by the New Jersey Warehouseman & Movers Association (NJWMA) and was awarded twice the NJWMA Circle of Excellence Award.

For additional information, interview and image requests contact Virtuos Online.

Guest Post: it’s been a record year for flea and ticks

In our discussions about summer dangers, one we have not touched on yet is ticks and the diseases they carry. Dr Riggs talks about ticks, Lyme disease and how to prevent it.


Summer is here in all its hot and sticky glory. Most places in the country had record high temperatures this last year and no one had the cold winter weather we have been accustomed to. Some people liked this and some didn’t.

One thing for sure… the bugs liked it!  This year has been and will continue to be the buggiest year ever.  We started seeing ticks in our area back in October and they haven’t left yet.

Ticks are discusting, gross and big carriers of disease for both our pets and us. They carry a number of bad diseases. The most common disease most people are aware of is Lyme disease. It is a disease that is only carried by one specific tick called Ioxedes Scapularis. It is endemic on the east coast, Michigan, Pennsylvania, Wisconsin, the Northwest and now…in Ohio, where I live.

Lyme disease can cause a variety of symptoms in both humans and animals. Some animals have rashes, arthritis, lethargy and neurologic signs. If caught early it is a relatively easy disease to treat with antibiotics. If left untreated it can be a devastating disease. We now have better tests to detect it in both animals and humans.

What can we do to prevent it? Use Frontline or Advantix. Both of these products work very well to keep you pet tick free.

Buyer beware though. There are now products sold over-the-counter (not requiring a prescription) that claim to have the same ingredients as Frontline, called fipronil. That is true….but…..there is always a but….none of those products have a dispersing agent to allow to fipronil to disperse over the entire body. What this means is if you use the Frontline, your pet’s entire body is protected from fleas and ticks. With the over-the-counter products, the product stays only in the place it is applied, and the only ticks and fleas killed, are the ones unfortunate enough to wonder into that very limited area. Hmm…I wonder why then forgot to mention that in their commercials? Buy the products from your veterinarian where the manufacturers will guarantee it.

Don’t be tempted to buy your flea and tick meds at pet stores, groceries or any other stores. The manufactures do not sell to them. Counterfeit drugs have become a huge problem in veterinary and human medicine. Don’t just take my word, read these two links and I think you will be convinced. The FDA has a webpage on Purchasing Pet Drugs Online: Buyer Beware and look at the 1-800-petmeds annual report that says on page 6, they are not authorized to sell these products and that no pharmaceutical companies sell anything to them. This goes for all the online and over-the-counter outlets. Surprising isn’t it! 

So watch both your pet and your family from these disgusting pests and educate yourself on preventing these parasites from having a serious health impact on your pets.

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Claim Example: rattlesnake bites Great Danes three times!
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Guest Post: it’s been a record year for flea and ticks

Other posts by Dr Riggs

Dr_RiggsDr. Rex Riggs grew up in Wadsworth, Ohio, near Akron. Dr Riggs is co-owner of Best Friends Veterinary Hospital in Powell, Ohio. He is also on the board of the North Central Region of Canine Companions of Independence, a board member of The Ohio State College of Veterinary Medicine Alumni Society and Small Animal Practitioner Advancement Board at The Ohio State College of Veterinary Medicine.

Dr. Riggs lives in Lewis Center, OH with his wife Nancy, their dogs Maggie and Ossa, and cat Franklin. Outside of work, Dr. Riggs is an avid golfer and cyclist, and enjoys travel and photography.

Getting Term Life Insurance Shouldn’t Be a Headache


Term Life Insurance and HeadachesHeadaches, no matter what kind, are a pain. They make it difficult to concentrate and interfere with your day. The good news is most headaches are treatable. It is, however, important to figure out what type of headache is causing your pain. If you know your headache type, you can treat it correctly.

If you suffer from headaches, you may still be able to get a good rate on a term life insurance policy. Most life insurance companies will want to see a history of treatment for the most severe types of headaches. Below are the most common types, their symptoms and treatment options.


Tension Headaches

Most headaches are tension headaches. They can be triggered by things such as stress, depression, hunger and muscle strain. Tension headaches may come on suddenly or slowly.They often feel like a constant ache or pressure around the head, especially at the temples or back of the head and neck. A tension headache is constant rather than throbbing and you usually feel the pain or pressure on both sides of your head. Over-the-counter treatments, such as aspirin or ibuprofen, are usually sufficient to treat them.


Sinus Headaches

Sinus headaches are associated with a deep and constant pain in the cheekbones, forehead or bridge of the nose. The pain usually intensifies with sudden head movement or straining. The pain is usually accompanied by other sinus symptoms, such as nasal discharge, feeling of fullness in the ears, fever and facial swelling. Sinus headaches can be treated with antibiotics, as well as antihistamines or decongestants.


Cluster Headaches

Cluster headaches typically affect more men than women. They are recurring headaches that occur in groups or cycles. They appear suddenly and the main symptom of cluster headaches is a severe burning or sharp, piercing pain on one side of your head. The pain spreads out from your temple and eye. Your eye may become red, watery, or puffy. The eyelid may droop, and you may have a runny or stuffy nose on that side of your head. The pain usually gets worse within 5 to 10 minutes after the headache starts and can last for 30 minutes or longer. Cluster headaches usually happen at the same time of day each time you get them but can happen at any time. During an attack, people often feel restless and unable to get comfortable; they are unlikely to lie down, as someone with a migraine might. There is no cure, but medication can cut the frequency and duration.


Rebound Headaches

Overuse of painkillers for headaches can lead to rebound headaches. While over-the-counter analgesics are helpful in improving headache pain, they must be taken with caution because they could actually make your headaches worse if not taken correctly. The overuse or misuse of analgesic medications such as exceeding labeling instructions, taking the medications three or more days per week or not following your physician’s advice can cause you to rebound into another headache. When the pain medication wears off, you may experience a withdrawal reaction, prompting you to take more medication, which only leads to another headache and the desire to take more medication. Medicines that cause this include over-the-counter medications like aspirin, acetaminophen and ibuprofen as well as prescription drugs.


Migraine Headaches

Migraine headaches often run in the family and can cause intense throbbing or pulsing in one area of the head. They are often accompanied by nausea, vomiting and extreme sensitivity to light and sound. Migraine attacks can cause significant pain for hours to days and be so severe that all you can think about is finding a dark, quiet place to lie down. Some migraines are preceded or accompanied by sensory warning symptoms referred to as aura. Examples of aura include flashes of light, blind spots or tingling in your arms or legs. Certain medications such as antidepressants, antiseizures and Triptans can help reduce the frequency and severity of migraines. If treatment hasn’t worked for you in the past, talk to your doctor about trying a different migraine headache medication.


Life Insurance Company Guidelines

Life insurance company guidelines for headaches vary, of course. Most companies will review your medical records to see if you have received treatment, for how long and how effective the treatment has been. They will also consider any medications you are taking as well as any CT scans or other nuerological tests you have had performed. Effective treatment courses combined normal test results should allow you to get Preferred rates on your term life insurance policy. Be sure to discuss your headache history with your agent or broker, so they can find a good life insurance company for you!


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Eat Better, Cheaper


Term Life Insurance and Healthy EatingMany people believe that healthy food is expensive while unhealthy food is cheap. But this is not necessarily true. It is possible to eat right without hurting your budget. Below are some ways to both maintain a healthy lifestyle and save money doing so.


Cook At Home

The single most important thing most people can do to eat healthy and save money is to eat at home. This doesn’t mean prepared microwave meals. In order to eat better you should be prepaing  meals from fresh ingredients. This single piece of advice will be the most impactful on both your weight and your wallet.


Make A Plan

In order to succeed it is important to make a plan You should set a budget, research acceptable foods and ingredients, find recipes and plan out your meals. Without a plan you can easily fall into old ruts (like driving through a fastfood place when in a hurry) that hinder both your budget and your diet.


Buy Bulk

Another way to buy healthy foods on a budget is to shop from wholesale stores or groceries that let you buy in bulk. Even if you shop in ordinary supermarkets, you can still buy in the bulk during sales. Supermarkets and grocery stores occasionally let you take advantage of low prices if you buy more. Buying in bulk is so much more convenient, which will make it easier to pursue your goal of better health.


Drink Water

Drinking more water is just healthier. Most people don’t drink enough and they tend to drink sugary drinks that have empty calories in its place. And the best part? Water is cheap. So fill up a big glass and cheers to your health.


Limit Red Meat

This is probably the easiest way to save money. Whether at the grocery store or at restaurants meat is always the most expensive thing on the menu. I do not advocate a vegetarian diet, but limiting meat to once or twice a week is an easy way to cut back on both calories and expenses. If you are worried about protein (you needn’t be) you can eat beans, eggs and lentils instead.


Buy Frozen

You might want to stock up on frozen veggies and fruits if you are trying to eat healthy on a budget. Fresh fruits and vegetables tend to be expensive and their frozen counterparts are usually half the price. Frozen fruits and veggies also have a longer shelf life, so you don’t have to worry about them expiring if you do not eat them in time. How many times have you thrown out vegetables because you did not eat them soon enough? Frozen fruits and veggies have also been washed and cut so they can be readily eaten, making the convenience of frozen veggies is a big plus.

The above tips will help you save money on groceries and  improve your health. And with improved health comes savings on your term life insurance policy. With all these benefits, it hard to find a reason not to eat healthier.


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Improved Library Moving Technique Introduced By Harrington Moving & Storage

Local New Jersey moving and storage company Harrington Moving & Storage recently announced its improved library moving service.

Harrington Moving recently improved its library moving service to further guarantee its customers a meticulously managed move with minimum downtime. The company utilizes special rolling carts so library owners and visitors have access to the books while in the process of moving.

“Moving a library collection to a new building can be complex and tedious,” said owner of Harrington Mover, Jeff Harrington. “However, Harrington Moving & Storage has plenty of industry knowledge and experience to offer a stress-free and successful library relocation.”

Harrington Moving & Storage utilizes advanced technology and tools to execute library moves with minimum downtime. The company’s movers use mobile shelving units on wheels, crane lifts, library dollies, and various other leading tools. Library moves are completed during non-working hours and on weekends to ensure the new library will be up and running the following day.

In addition, Harrington Moving devised a customized library moving plan through which customers benefit from an efficient library moving system. Services include: library relocation services, library space planning, library collection mapping, installing, dismantling and reconfiguring library shelving, and inventory assessment of library shelving.

“Harrington Mover uses the most efficient and effective means for library relocations. Upon completion, we will leave library owners with a productive and completely organized library,” Harrington said. “We ensure the job is completed in a safe, timely manner.”

More About Harrington Moving & Storage
Harrington Mover, formed in 1996 by Jeff Harrington, extensively trains its movers and instructs them to perform top-notch, efficient moves. Harrington Moving & Storage is renowned for its professional moving services, and is committed to safeguarding its customers’ items throughout the moving process. Harrington has won several awards including the “Circle of Excellence” and the “Best Movers” award. In addition, Harrington Mover is the recipient of the New Jersey Moving Member of the Year Award for 2006 and is the recipient of the New Jersey Driver of the Year Award for 2010.

For additional information, interview and image requests contact Virtuos Online.

This is What Happens

when uninformed Bozo’s speculate on things about which they know absolutely nothing. Same can be said for lawyers that have never had a real job, or run a business, making laws without understanding the impact . . . or even bothering to read the law before passing it.    
Serving as an elected official or college professor does not count as a real job if that is the only paycheck you have ever earned.
We should also include bloggers like Ezra Klein who hold themselves up as experts when in fact we have seen little proof that she knows what she is talking about.
Ezra has this to offer regarding her views on Obamacare and the individual mandate.

. It was hard to find a law professor in the country who took them seriously. “The argument about constitutionality is, if not frivolous, close to it,” Sanford Levinson, a University of Texas law-school professor

How many of those surveyed law professors have ever had a real job or worked in the health insurance field? How many of them truly understand the way health care, and health insurance, are indelibly intertwined and how health care drives health insurance premiums?

Orin Kerr, a George Washington University professor who had clerked for Justice Anthony Kennedy, said, “There is a less than one-per-cent chance that the courts will invalidate the individual mandate.”

Wonder how Jimmy the Greek would handicap Mr. Kerr’s prediction?

Max Baucus, the chairman of the Senate Finance Committee, included an individual mandate in the first draft of his health-care bill. The main Democratic holdout was Senator Barack Obama. 

Of course now we know that Obama has changed his mind on the mandate, and so have a horde of politicians who were for the mandate before they were against it, or against the mandate before they were in favor of it.

Truth is, a politician is for or against something based not on sound judgement, or even principle, but rather on whether or not they want to be elected or re-elected.

They also have no clue how their legislation will impact the individuals or businesses until after the law is passed and implemented.

In principle, I am opposed to the mandate for many reasons, not the least of which is I believe government intrusion in almost every aspect of our lives is excessive. But if the mandate is upheld, it should apply only to catastrophic policies with deductibles that comply with Treasury rules for establishing an HSA. The policies should also be free of clutter by allowing them to bypass most state imposed mandates that add an average of 30% to the premiums.

Health insurance should be a Bozo free zone.

Original content copyright © InsureBlog

Health Wonk Review: SCOTUS on hold edition

FoIB and HWR founder Joe Paduda hosts this week’s assortment of posts on health care policy and polity. As usual, it’s chock full of interesting, sometimes provocative posts.

Do check it out.

Original content copyright © InsureBlog

Harrington Moving & Storage to Participate in Valerie Fund Event

Harrington Mover is a leading New Jersey moving and storage enterprise that recently announced its decision to participate in this year’s Valerie Fund Walk.

Harrington Moving & Storage announced it will participate in this year’s Valerie Fund Walk that is scheduled to take place on June 9. Valerie Fund is a not-for-profit organization whose mission is to provide support for the comprehensive healthcare of children with cancer and blood disorders.

Harrington Movers will participate in the event by donating their moving and storage services. The company will begin receiving this week items for the event at their Maplewood storage facility. The items include 3,000 bottled waters, 80 cases of T-shirts and over 3,000 bags of Herr’s Chips. A day prior to the event, on June 8, Harrington Movers will transport the goods to Verona Park as well as deliver any additional items the event organizers request. When the event ends, Harrington Moving will be on-site to load event items onto their moving truck and deliver them to their final destination.

“I always stress the importance of volunteering in the community and the Valerie Fund Walk is a great chance for everyone, including Harrington Movers to give back,” said Jeff Harrington, owner of Harrington Moving & Storage. “We donate what we can, at the end of the day, any little bit can help.”

The Valerie Fund Walk hopes to raise $1,000,000 this year, so far the Fund has collected a substantial amount from its 1,814 participants. The event consists of a 5-Kilometer walk and prior to the event’s kickoff, JAG Physical Therapy, in partnership with the Valerie Fund, is sponsoring a 5-Kilometer run.

Harrington Moving has been an active participant in the Valerie Fund Walk for several years already. Harrington Movers view their participation as a given.

“The Valerie Fund is an annual event we look forward to participating in.” Harrington said.

In addition to announcing its participation in the Valerie Fund Walk, Harrington Moving recently participated in the 11th Annual MayFest on Springfield Avenue Event, a street festival that attracts a large audience of locals and visitors. In the event, which took place on May 20, Harrington Movers maintained a booth, handed out free balloons and displayed one of their colossal moving trucks.

“Harrington Moving always strives to reach out and participate in the community,” Harrington said.

More About Harrington Moving & Storage
In business for over 16 years, Harrington Mover professionally relocates people and businesses domestically and worldwide. Jeff Harrington founded Harrington Moving & Storage back in 1996 and has built a reputable moving company that provides quality, experience, knowledge, reliable transportation services and warehousing facilities to corporate and residential customers worldwide. Harrington Moving extensively trains its movers and instructs them to perform top-notch services. Harrington Movers all undergo extensive background checks to ensure the company continues to provide stellar service. Harrington has won several awards including the “Circle of Excellence” and the “Best Movers” award. In addition, Harrington is the recipient of the New Jersey Moving Member of the Year Award for 2006 as well as the New Jersey Driver of the Year Award for 2010.

For additional information, interview and image requests contact Virtuos Online.

California Life Insurance: How to Find the Best-Priced Life Insurance Coverage.


A life insurance in a California household can go a long way. For sure, life insurance will incur you added expenses. But, when chosen carefully, it is in no way a financial burden.

The trick is to find a California life insurance with the right coverage for you and your family. It should be sufficient, without the perks that you will not likely use. Before you shop around for a life insurance policy, let’s take a look at the different factors that you should be looking into.

1. For whole-life insurance policies in California, get one that is worth 8 to 10 times of your annual income. This is a comfortable figure that most households can afford and live by. However, it can vary according to your purchasing power and health insurance needs. You should find out with your insurance agent how you can arrive at such a policy, then weigh your options to get the best deal.

2. Consider your mortgage, trust fund, and other expenses. Next to your goal, your financial circumstances should be considered when choosing a life insurance policy. Look ahead and imagine a monthly budget with your life insurance premiums already included. Make sure that what remains is still enough for the family’s everyday needs. Anticipate future expenses for your kids, as well, like marriage, college tuition, etc.

3. Calculate the tax savings you can get from each California life insurance plans. Once presented with a number of insurance options, find out how much tax savings you can get from each one. It is likely to differ from one policy to another. You can choose the life insurance policy that maximizes your tax savings, but it should be in no way a determining factor in your choice of plan.